6 Ways We Help You Lock in Lower Rates Let our experienced team of Mortgage Advisors guide you through the buying or
refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan

Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you really want.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.

Get a Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance — and put your home loan to work for you.

Know Your Options & Get Pre-Approved with Our Quick & Easy Tools

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With Golden Empire Mortgage you’re in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products
  • FHA / VA / USDA

We’re here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Rainier Sunga Certified Mortgage Planner

NMLS #254047

Get Your Mortgage Rate Quote in Just 30 Seconds! Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

Pick the Right Home Purchase Loan for You Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.

Accomplish Your Strategic Refinance Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.

Shop Around for the Best Rate As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you're getting the best deal and the right-fit terms.