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(626) 221-2860

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855 Lightcap St

Lancaster, CA 93535

For Sale

$435,000

Details

3 Beds
2 Bath
Built 1976
1 Stories
1323 sq ft

Description

We are offering 100% financing with no MI and a forgivable down payment assistance (DPA) program of up to $15,000 to qualified buyers. This program is designed to reduce the buyer's financial barriers.

Key Highlights of the Program:

  • 100% Financing with No Mortgage Insurance
  • Forgivable Assistance: The $15,000 down payment is completely forgivable after meeting specific criteria.
  • Buyer Eligibility: Does not need to be first-time homebuyers, meet income limits, and/or have a geographic focus.


This Loan Program is designed to make homeownership more affordable for low-to-moderate income and historically underserved buyers. This unique program offers 100% financing with no mortgage insurance — plus up to $15,000 in assistance that is completely forgivable over five years.

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Program Benefits

• 100% Financing — no out-of-pocket down payment required

• No Monthly MI — more affordable monthly payments

• Up to $15,000 in down payment and closing cost assistance

• 0% Interest and no monthly payments on FLP funds

• Forgiveness: 20% annually, fully forgiven after 5 years

• Available in select counties in California

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What Can FLP Funds Be Used For?

• All or part of the down payment (not tied to first mortgage pricing)

• Closing costs

• Prepaid taxes and insurance

• Conventional single premium or upfront mortgage insurance

• Permanent interest rate buydown

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Ready to Get Started?

If you’re a buyer looking for a path to 100% financing without MI, or a housing professional seeking tools to help more families purchase homes, the Forgivable Loan Program may be the solution.

Talk to Rainier Sunga today to see if you qualify!


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Reviews

"Rainer was great anwered all my questions and was very informative He was friendly and professional at the same time"

jeanette t

"Fast to communicate to any questions we had. Was able to close earlier due to their speed. Highly recommend"

christopher b

"Always honest. Supportive and informative. Always made sure I understood every stage, every word or the process"

helna b

"Updated a borrower with updated information on loan & thru it’s process is of extreme importance. Ranier is very knowledgeable and patient. Moreso with someone as myself."

katie e

"Rainier is amazing at communicating and making me feel like a valuable client! He exceeded all of my expectations and went above and beyond to help me secure a loan. I would recommend him and this company to everyone I know. I appreciate all of his hard work and couldn’t have gotten my home without him. Thank you Rainier!"

samantha m